"Amendment of the Regulation for Enforcement of the Banking Act regarding Electronic Payment Services"：ファイナンスプラクティスグループ

Amendment of the Regulation for Enforcement of the Banking Act regarding Electronic Payment Services

1.        Introduction

On December 8, 2023, the Financial Services Agency issued a broad solicitation for opinions for the purpose of amending the Regulation for Enforcement of the Banking Act, etc. regarding electronic payment services with the aim of (1) deregulating the transmission of remittance instructions and obtaining deposit account information within group companies, and (2) clarifying that banks and similar financial institutions are required to publish policies regarding cooperation and collaboration with electronic payment service providers, and to make efforts to open their APIs. These amendments were promulgated on July 8, 2024 and came into effect on July 9.¹

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