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Small Business Financing

Recent years have seen the advent of various new Fintech services, such as the provision of small personal loans and salary advances via smartphone apps, and platform services that help match financial institutions that provide personal loans with customers. For small and medium-sized businesses, an increasing number of Fintech companies are providing financing through the factoring of trade receivables. Atsumi & Sakai advises on related legal issues such as:

Licenses
Moneylending
Interest rate restrictions
Data protection
Structured finance-type contract documentation

When advising foreign clients, our firm can field a team of expert Japanese lawyers and foreign lawyers who have relevant experience and bi-cultural sensitivity. Our team can do business and draft documents in Japanese, English, German, Mandarin, Hindi, Korean, and Marathi, and provides services around the clock through our global affiliated offices.