Small Business Financing

Recent years have seen the advent of various new Fintech services, such as the provision of small personal loans and salary advances via smartphone apps, and platform services that help match financial institutions that provide personal loans with customers. For small and medium-sized businesses, an increasing number of Fintech companies are providing financing through the factoring of trade receivables. Atsumi & Sakai advises on related legal issues such as:

• Licenses
• Moneylending
• Interest rate restrictions
• Data protection
• Structured finance-type contract documentation

When advising foreign clients, our firm can field a team of expert Japanese lawyers and foreign lawyers who have relevant experience and bi-cultural sensitivity. Our team can do business and draft documents in Japanese, English, German, Mandarin, Hindi, Korean, and Marathi, and provides services around the clock through our global affiliated offices.

 

 

Related Publications

• Libra’s Identity: Will GAFA Dominate the Currency?, Nikkei Publishing Inc. (2019)
• "A fresh dose of regulation and promotion," Asia Pacific Fintech Special Focus 2019, IFLR April/May 2019, IFLR (2019)
• "Fintech: Business Strategies and the Law," Kinzai Institute for Financial Affairs, Inc. (2017)

 

Related Web Articles

• "Establishing New Services and Promoting Businesses after the Pandemic," Chambers FinTech 2020 (December, 2020) 
• "Data Driven Innovation and Regulatory Consolidation," Chambers FinTech 2020 (January, 2020) 
• "Japan: wholesale regulatory rethink," IFLR Fintech Leaders 2019 (July 2019)
• "Moving Forward to a Cashless Society", Chambers FinTech 2019 (January, 2019) 

 

Related Seminars

• Panelist at a panel session entitled "International financial hub, regulation and legislation," at the"World Fintech Festival Japan," on December 8, 2020, organized by So Inc., in collaboration with the Fintech Association of Japan, and supported by the OECD Tokyo Centre, the Organization of Global Financial City Tokyo, and FINOLAB Inc.
• "Fintech trends in Japan and the UK," hosted by the Daiwa Anglo-Japanese Foundation and the British Japanese Law Association, September 26, 2018

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