Hirofumi Hosoda

Senior Partner

Main Practices: Banking / Insurance / Financial Regulation / Fintech / General Compliance / Internal Audits / Internal Reporting Systems / InsurTech

Languages: Japanese / English

Office: Tokyo

TEL: +81-(0)3-5501-2139

Contact

Overview

Publications & Seminars

Awards

Admitted

Japan (2008)

Bar Association

Dai-Ichi Tokyo Bar Association

Education

The University of Tokyo (LL.B, 1999)
Osaka University, Graduate School of Law (J.D., 2007)
Legal Training and Research Institute of the Supreme Court of Japan

University of Tokyo (S.J.D., 2025)

Background

IBM Japan, Ltd. (2001-2004)
Secondment with the Insurance System Planning Office of the Planning Division of the Planning and Coordination Bureau of the Financial Services Agency (2011- 2014)
Secondment with the Insurance System Planning Office of the Planning Division of the Planning and Coordination Bureau of the Financial Services Agency (2016-2017)

Member

The Japanese Society of Insurance Science

Publications

6500 Legal Countermeasures for Financial Institutions, Kinzai Institute for Financial Affairs (2026) [Co-author]
“Legal Considerations and Issues Regarding AI Profiling and Scoring in the Private Insurance Domain Using Health and Medical Information as Input Data,” Journal of Insurance Science vol.667 (2024)
“Case Studies of Commercial Precedents: The Obligations of Audit Firms when Evaluating the Effectiveness, etc. of Internal Controls - Confirming Deposit Balances (Tokyo District Court, June 1, 2020),” Jurist, May 2023 No. 1584 (2023)
“Case Studies of Commercial Precedents: Sending of Non-Handled Currencies, etc. to Crypto Asset Exchange Service Providers- Claim for Return, etc. of Stable Coins (Tether) (Decision of Tokyo District Court, July 31, 2020),” Jurist, March 2023 No. 1581 (2023)
6000 Legal Countermeasures for Financial Institutions Vol.3: Incidental and Ancillary Services, Fintech, Kinzai Institute for Financial Affairs (2022) [Co-author]
“Case Studies of Commercial Precedents: Claims against Victims by Voluntary Automobile Insurance Companies for the Return of Excessive Payments – Takamatsu High Court August 30, 2019,” Jurist, June 2021 No. 1559 (2021)
Digitalization of Insurance and Law, Koubundou Publishers Inc. (2020)
“Research Study on Recent Trends of Data Protection Acts in Other Countries,” Personal Information Protection Commission (2018) [Co-author]
Insurance Business Act, Koubundou Publishers Inc. (2018)
5000 Legal Countermeasures for Financial Institutions Vol.3: Lending, Management, and Guarantees, Kinzai Institute for Financial Affairs (2018) [Co-author]
5000 Legal Countermeasures for Financial Institutions Vol.2: Exchange, Bills and Checks, Electronically Recorded Monetary Claims, Auxiliary Business, and Peripheral Business, Kinzai Institute for Financial Affairs (2018) [Co-author]
Fintech: Business Strategies and the Law, Kinzai Institute for Financial Affairs, Inc. (2017) [Co-author]
“New Standards of ‘Insurance Solicitation’ and ‘Solicitation-related Action,’” Journal of Insurance Science, Issue 635 (December, 2016)
“Insurance × Technology = ‘InsTech’: Trends and Legal Considerations,” Weekly Financial Affairs (Kinyu Zaisei Jijyo) No. 3170, Kinzai Institute for Financial Affairs (June, 2016)
“‘InsTech’ in Japan: Direction and Key Points on the Insurance Business Act,” GINKO JITSUMU Vol.46 No.5, Banking Education Co., Ltd. (May, 2016) [Co-author]
“New Rules Regarding Insurance Solicitation and Sales,” Toki no Horei No. 1974, Choyokai Co., Ltd. (March, 2015)
“Summary of the Act on the partial amendment of the Insurance Business Act, Etc. (‘Amendment Act’),” Euromoney Yearbooks - Global Banking & Financial Policy Review 2014/15, Euromoney Institutional Investor PLC (2014)
“Outline of the Act on Partial Amendment of the Insurance Business Act, Etc,” Weekly Financial Affairs (Kinyu Zaisei Jijyo) No. 3089, Kinzai Institute for Financial Affairs (September, 2014)
“Outline of the Act on Partial Amendment of the Insurance Business Act, Etc.: New rules regarding insurance solicitation and sales,” Financial Law Journal (Kinyu Homu Jijyo) No. 1999, Kinzai Institute for Financial Affairs (August, 2014)
Corporate Law and the Internet — Insight from Recent Legal Cases, Gyosei (2010) [Co-author]
“Q&A: Responding to Borrower Requests for Amendment of Residential Home Loan Terms” Financial Compliance, Banking Education Co., Ltd. (May, 2010) [Co-author]

Seminars

“Outlook for Digitization of Insurance and Legal Issues to Consider,” hosted by Division 9 of the Japan In-House Lawyers Association, November 12, 2021
“Outlook for Digitization of Insurance and Legal Issues to Consider,” hosted by the General Insurance Institute of Japan, September 7, 2021 (Webinar)
“Latest Trends of InsurTech in Japan and Overseas and Important Legal Points,” hosted by Seminar-Info, August 8, 2018
“Strategies and Legal Practice of InsTech: Changes Lead by InsTech and Key Legal Points,” hosted by Seminar-Info, October 21, 2016
“2014 Amendment of the Insurance Business Act: Key Points and Practical Considerations,” hosted by Seminar–info, April 14, 2016
“2014 Amendment of the Insurance Business Act: Overview and Key Points,” hosted by Financial Facsimile News, organized by FN Communications, May 20, 2014
“Compliance with Laws and How to Deal with Troubles at Banking Offices,” hosted by the Training Institute of Regional Banks Association of Japan, June 18, 2009

The Best Lawyers in Japan 2027
- Corporate Governance and Compliance Practice
The Best Lawyers in Japan 2026
- Corporate Governance and Compliance Practice
Doctoral Dissertation Special Excellence Award, the University of Tokyo, School of Law
The Best Lawyers in Japan 2025
- Corporate Governance & Compliance Practice
The Best Lawyers in Japan 2024
- Corporate Governance & Compliance Practice
The Best Lawyers in Japan 2023
- Corporate Governance & Compliance Practice
The Best Lawyers in Japan 2022
- Corporate Governance & Compliance Practice
The Best Lawyers in Japan 2021
- Corporate Governance & Compliance Practice