Financial Institution DX, BaaS, and API

With the rapid acceleration of digital transformation (DX) and digital finance, we provide support to financial sectors, including financial institutions, to implement various measures such as:

Use of Web 3.0
Electronic contracts
E-KYC
Improvement of remote working environments
Use of cloud services
Development of platform businesses
DeFi

Covering both domestic and overseas transactions, we support clients from the structuring stage onwards, including identification and analysis of potential legal issues, solution proposals, and negotiations with regulatory authorities.

In addition, based on our knowledge accumulated through providing legal advice to financial institutions, we also support collaborations between financial institutions and other service providers (e.g., Embedded Finance and Banking as a Service (BaaS)). This support covers many aspects of businesses, including:

Collaboration though application programming interface (API) between financial institutions (such as banks, securities companies (broker-dealers), and insurance companies) and electronic payment service providers or intermediary financial service providers
E-money integration between banks and funds transfer service providers or issuers of prepaid payment instruments
Integration between financial institutions and non-financial service providers (e.g., IT companies)

When advising foreign clients, our firm can field a team of expert Japanese lawyers and foreign lawyers who have relevant experience and bi-cultural sensitivity. Our team can do business and draft documents in Japanese, English, German, Mandarin, Hindi, Korean, and Marathi, and provides services around the clock through our global affiliated offices.